Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our ‘Privacy Policy’, govern Fincare Services’ relationship with you. The term “Fincare Services” (or “us”/“we”/”our”) refers to the owner of the website. The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms:

You understand and accept that Fincare Services maintains the website – fincareservices.com, or related websites (referred to as “site” or “website” on this page) to provide visitors with information about us, our services, and products, and to enable visitors to avail our services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time to time as communicated and made available on the website.

You are aware and accept that all information, content, materials, and products (including, but not limited to text, content, photographs, graphics, video, and audio content) on the website are protected by copyright in favor of Fincare Services under the applicable copyright laws and the general intellectual property law.

You understand and accept that all information submitted by you on the site shall be deemed the property of Fincare Services, and Fincare Services shall be free to use any ideas, concepts, know-how, or techniques provided by you in any manner whatsoever. On initiating contact through the site, you agree to be contacted by Fincare Services, or any other entities with whom Fincare Services has entered into an arrangement, via email, phone call, SMS, or any other means. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use.

You agree that you will not use Fincare Services’s website for any purpose that is unlawful or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party’s use, or enjoyment of the website.

You acknowledge that the software and hardware underlying the site, as well as other Internet-related software required for accessing the website, are the legal property of the respective vendors. The permission given by Fincare Services to access the website will not convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/ hardware underlying the website, or create any derivative product based on the software/hardware.

You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by Fincare Services on the site. Fincare Services reserves the right to determine the availability and eligibility for any product or service.

You understand and accept that Fincare Services is not responsible for the availability of content, or other services on third-party sites linked to the website. You are aware that the access of hyperlinks to other internet sites are at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored, or endorsed by Fincare Services in any way. Fincare Services does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title, or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites.

Fincare Services shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of Fincare Services to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.

“Force Majeure Event” means any event due to any cause beyond the reasonable control of Fincare Services, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.

You understand and accept that Fincare Services has the absolute discretion to amend or supplement any of the terms at any time, and will give prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using Fincare Services’s services, you shall be deemed to have accepted the changed terms and conditions.

You accept that the Courts in Chennai alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with Fincare Services. All disputes will be governed by the laws of India.

You understand and agree that these terms are in addition to, and not in derogation of, the applicable terms and conditions relating to your usage of any Fincare Services services that you may be currently availing, or may avail in the future.